I know, I know... you're asking yourself, "But you don't own any property in Mexico. Why is predial part of your vocabulary?" Well, it turns out that it's an extremely important word to know because the predial is your ticket to accessing many services, such as social security, a bank account, a driver's license, etc.
Now, doesn't this predial thing just beg the question as to what one does when he/she wants to access a service yet doesn't own property? While there are other proofs of address, such as your telephone bill or utilities bill, they are not 100% guaranteed to get you through the door. Some take the electricity bill, others the water bill, and another the telephone bill. It's really a mystery to me who takes what, but one thing is fact: the predial is 100% guaranteed!!
Here's another concern with the predial. I coincidentally received a notice about the predial today, and I opened it, despite it being for the landlord. (Yes, he continues to have important mail sent here despite it not being his residence anymore.) Well, good thing I did because it was a six-day notice to the landlord to fulfill, as it says, his "obligación constitucional" (constitutional obligation) to pay property taxes. For fear of facing eviction or serious fines, I did a quick search on the internet about paying property taxes in Mexico, because I had a feeling most people avoid it like they do their income taxes. Here's what I got from Yucatan Living:
Well, apparently, we [writers of Yucatan Living] are among the few who pay their predial happily and the city seems to have trouble collecting. So, there are discounts: 12-15% discount if you pay in January, 10% in February and 8% in March. There are also other rather interesting incentives. If you are jubilado (retired), you might get a discount up to 100%! You can pay with a credit card and get a discount from the bank. People who pay early might win any number of prizes, including two brand new cars, 15 trips to the Riviera Maya, 12 laptop computers and 12 Sony Wiis!
If you know more about the predial, or in general, about comprobantes, please enlighten me. I am having a stroke of "newcomer" luck.